Related Post

买房的隐藏费用 你知道吗?Do you know the hidden costs of buying a house?

2021-04-8


除了我们耳熟能详的头期、律师费、印花税,你知道买房还需要缴交什么费用吗?如果没有做好财务规划准备,买房隐藏的庞大费用可能会让你头疼噢! 

In addition to being familiar with down payment, lawyer's fee, and stamp duty, do you know what else to pay when buying a house? If you are not prepared financially, the huge hidden costs can give you a headache!


具有预付款的性质。订金的价格因发展商而不同,通常收费在RM1K-RM5K之间。购房者确认购买房子后,订金可以用在扣除头期钱,或者在拿取钥匙时候向发展商索回。

It can be used as an advance payment. The price of the deposit varies from developer to developer and is usually between RM1K-RM5K. After the buyer confirms the purchase of the house, the deposit can be used to deduct the first period of payment, or to claim back when picking up the key from the developer.


即是房屋首期需缴付的费用。一般来说,头期会用作买房押金,买家需自己准备头期,因为大部分银行通常只批准房价90%的贷款,所以买房需要缴付的头期钱基本是房价的10%。

That is, the down payment of the housing fee. In general, the down payment will be used as a deposit to buy a house, buyers need to set aside their own money because most banks only approve 90% of the price of the loan, the down payment is basically 10% of the price.


除非买家本身具备所需的法律知识和专业技能,否则在买房过程中绝对需要专业的法律服务。购房者指定的律师将拟定和准备所有购买房产所需的文件与资料。律师费用视乎房产售价而定。

Unless the buyer themselves have the required legal knowledge and professional skills, the process of buying a house would need professional legal services.The home buyer's designated lawyer will prepare all the documents and information required to purchase the property. Attorney fees are subject to the price of the property.


所有房地产买卖都必须交付的费用,是加诸于房产易主文件的税务,包括买卖合约(SPA)印花税和地契转让(MOT)印花税,两者费用均视房产价格而定。

All fees that must be paid for the selling and buying of real estate, they are imposed on the property owner's documents, including the SPA and MOT, both of which are subject to the price of the property.


如果在寻找二手房产的过程中涉及第三者,也就是中介协助的话,就必须额外缴付中介费,价费用因地区而异。只有二手房产才需要付中介费,发展商的单位是不需要缴付任何中介费。

If a third party is involved in the search for a second-hand property, it is necessary to pay an additional fee, the price varies by region. Only second-hand real estate requires an agent's fee, the developer's unit is not required.


#PropertyAgent #PropNexMalaysia #blog

Registration Form